Insurance

Compare and save on auto, home, and health coverage.

Modern home security system reducing insurance risk

How to Lower Homeowner’s Insurance by Reducing Risk Factors

Homeowner’s insurance can feel like one of those non-negotiable expenses—right up there with property taxes. But here’s the good news: insurers don’t just pull your premium out of thin air. They calculate it based on risk, and many of those risk factors are things you can control. I’ve been there—opening a renewal notice and wondering

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organizing documents for insurance paperwork

How to File Insurance Claims Efficiently (and Avoid Denied Payments)

I’ve been there—staring at a mountain of paperwork after a fender bender, wondering if the insurance company would actually pay. Filing a claim can feel like learning a new language: forms, deadlines, documentation… and the looming fear of a denied payment. But here’s the good news: once you understand what insurers look for (and the

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home and auto insurance bundle

How to Bundle Home and Auto Insurance for Maximum Savings

If you’ve ever felt overwhelmed juggling multiple insurance policies—home, renters, auto—you’re not alone. I remember staring at three renewal emails in one week thinking, There has to be an easier (and cheaper!) way to do this. Spoiler: there is. Bundling your home and auto insurance is one of the simplest ways to unlock big discounts

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life insurance comparison table

Whole Life vs. Term Life Insurance — Which Saves You More in the Long Run?

Ever stared at an insurance comparison chart and felt your brain quietly slip out the back door? Same. You click through quote after quote, wondering whether term life or whole life is the “adulting” choice—and which one actually saves you money. Here’s the truth: insurance companies don’t make this easy. Term life insurance feels cheap

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Homeowners insurance claim example

Homeowners vs. Renters Insurance: What’s Worth It?

Ever wondered why your landlord requires renters insurance—or why your mortgage lender insists on homeowners insurance? Both policies protect your stuff and your peace of mind, but they cover very different things. Understanding those differences can save you hundreds of dollars (and major headaches) down the road. Let’s break down the essentials, from coverage types

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health insurance small

Affordable Health Insurance Plans for Freelancers and Small Business Owners

Smart coverage choices for the self-employed in 2025 Being your own boss feels liberating — until tax season or a medical bill reminds you that independence comes with hidden costs. Health insurance is one of the biggest. If you’re a freelancer, contractor, or small business owner, you’ve probably discovered that finding affordable coverage in the

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health insurance

Top 5 Affordable Health Insurance Plans for 2025

“Affordable” health insurance doesn’t just mean low monthly premium — it includes total cost (deductibles, co-pays, network, prescription coverage) and financial help (subsidies). Below are five plans or insurers frequently highlighted in 2025 as cost-effective options across U.S. markets, along with pros, cautions, and tips. # Plan / Insurer Why It Makes the List Things

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